Our Core Payment Processing Services & Benefits
Explore our diverse range of services designed to optimize your payment processing and reduce costs.
Merchant Account for Credit Card Processing
FACT: Not all processors are treated the same.
E-check (ACH) Draft Capabilities
Do you collect 50 or more checks per week? Now deposit them via a PC in 5 Minutes!
Take an E-check via your website, shopping cart, virtual terminal, phone, fax or scanner using Check 21Solution Automated Clearing House (ACH) Electronic Funds Transfer Software.
Our Electronic/Virtual Check system processes transactions and displays real-time reports from your PC.
ACH can work in one of two ways:
- Scans a check and converts it into electronic format with or without check guarantee using a check scanner (which processes about 60 checks a minute via Internet gateway). The scanner quickly copies front and back of the check and converts it into electronic deposit — great for document management. It’s half the price of a bank’s Lock Box Service.
- You can log onto the Internet and implement a customer routing and account number, and ACH a customer’s account (daily, weekly, and/or monthly). This system is the same as what a bank can offer, but for significantly less.
Online Billing
What is an electronic bill presentment and payment system? It is an Internet system, integrated with your existing accounting systems that enables you to bill customers online and allows your customers to view their historical account activity online. They can then settle their accounts using a credit card, a debit card, or electronic check. It is as if your customer is viewing your accounting ledger for his account balance and payment history.
Benefits for You
Enhanced Service
Your customers will want to make their payments automatically – no checks to write, stamps to buy, or bills to send. Let your customers manage their own accounts.
Streamlined Operations
Implementing recurring payments greatly reduces the costs of generating billing statements, and eliminates mailing costs and delays associated with the waiting period for checks to arrive. Reduce your customer service calls, lockbox fees, collection agency fees, and exception processing fees. Let your customers do the work.
Flexible Support
CoCard of Maryland provides web based tools for immediate secure access to all processing data, including daily and monthly reports tailored to your needs.
Benefits for Your customers
Added Convenience
Your customers will appreciate the ease of recurring payments which eliminates not only check writing and mailing, but also the worry of meeting payment deadlines. They can view their accounts online to ascertain dates, payments, and balances.
Cost Savings
Electronic payments means no mailing or check costs.
Customer Account Management
Customer Account Management is also offered through our partners and processors in order to help you better track and manage customer transactions, payment histories and is especially useful for those transactions that have posted but left unsettled. Let us help you manage and settle all of your transactions quickly and with ease using our Customer Account Management tools. Just ask us how…
Online Reporting
Real-Time Transaction Monitoring
Gain instant access to your transaction data, allowing you to monitor sales and settlements as they occur. This feature provides a clear view of your financial activities, helping you make informed decisions swiftly.
Detailed Chargeback Insights
Stay ahead with our detailed chargeback reports. Understand the reasons behind chargebacks and take proactive measures to minimize them, ensuring smoother operations and improved customer satisfaction.
Monthly Fee Analysis
Analyze your monthly fees with ease. Our reporting tools break down costs, helping you identify areas where you can save money and optimize your payment processing expenses.
Customizable Reporting Tools
Tailor your reports to fit your business needs. Our customizable reporting tools allow you to focus on the metrics that matter most, providing you with the insights necessary to drive your business forward.
Shopping Carts
CoCard of Maryland can set up your Ecommerce site with almost any major shopping cart out there. Please call us to find out which ones we most often recommend.
Custom-Branded Gift Cards
Offer your customers your very own company brand of gift cards in any denominations you choose for your business. Just call and ask our Customer Service Rep how…
Secure Payment Gateways
CoCard Gateway
A reliable gateway that provides solid management and risk control features. It can be modified to meet specific needs, and resides on a separate server. If you have an e-Commerce site with the expectation of 1,000 plus transactions per month, this may be the engine that meets your needs.
Authorize.Net
Helps you accept credit card and electronic check payments quickly and affordably. Offers flexible application programming interfaces (APIs) with no licensing or developing fees.
Merchants that operate at retail locations can now leverage the speed of the Internet to authorize credit card transactions in as little as three seconds! Authorize.Net enables merchants to submit transactions manually via a secure Web browser using the Virtual Terminal or Batch Upload tool. This feature is ideal for merchants that service mail or telephone orders. Virtual Terminal and Batch Upload are included with every Authorize.Net Payment Gateway account. Mobile point-of-sale (POS) solutions enable merchants to accept credit card payments where it is most convenient for their customers-in the aisle, outside the store or anyplace customers prefer to pay.
Overall, Authorize.net is a solid gateway that gives well rounded support and is of great value to its merchants.
VeriSign Payflo Pro
A very reliable gateway that provides solid management and risk control features. It can be modified to meet specific needs, and resides on a separate server. If you have an e-Commerce site with the expectation of 1,000 plus transactions per month, this may be the engine that meets your needs.
Explore Our Complimentary Services
Please call us for details on how we can set your account up with these services for FREE.
Let CoCard of Maryland design the most cost effective business system you will ever need. We stand behind our results.
24/7 Customer Support
Reprogramming Services
Merchant Account Setup
Shopping Cart Integration
Online Reporting
Tele-check Set-up
QuickBooks Pro
Gateway Software
Let Us Earn Your Trust.
We are here to assist you in defining your electronic payments needs.
We will beat anyone’s price on equipment!
Thanks for your interest in CoCard of Maryland.